How can I finance my purchase with Aplazame?
Financing your purchase in our online store with Aplazame is very easy, fast and secure:
- Choose your product(s) and select Aplazame as your payment method. Please note that to select this option, the total amount of your purchase must be between €50 and €2,500 (shipping costs included).
- Choose the number of instalments and the day of the month you want to make your payments.
- Aplazame will give you an instant response. You only need to enter your email address, mobile phone number and ID number. No paperwork and full transparency: before confirming, you will see the total amount and all the conditions of your financing.
Financing conditions
- The applicable interest rate conditions will be available to you before completing your order. They will depend on the number of instalments you choose and the amount you wish to finance. You can also find this information in Aplazame’s contract conditions before making the payment.
- You can finance any purchase between €50 and €2,500, over a period of 2 to 36 instalments.
- When applying for the loan, you will be asked to pay an initial down payment. If your cart exceeds €2,500, you may finance up to that amount and pay the remaining balance as an initial payment. The loan amount corresponds to the amount you finance over the selected number of instalments and will be the total cart value minus the down payment.
- Payments and refunds will be charged to the card you provide when submitting your Aplazame application.
- The SMS sent by Aplazame to process the credit application is free of charge.
- You must be of legal age to select Aplazame as a payment method.
- Five days before your next payment is due, Aplazame will send you an email reminding you of the amount and the charge date.
- If your financing application is declined and you would like more information about the reason, you can contact us at any time.
- To check the status of your financing, simply access the Aplazame customer area using your ID number and a code you will receive by SMS, at no cost to you.
Representative financing example
Example of financing with APLAZAME for a purchase of €200.00 over 12 months, with the first payment due 30 days after the application. An initial payment of €17.12 is required, which the user must pay by card at the time of the transaction. The amount financed is the difference between the basket value (€200.00) and the down payment (€17.12): €182.88. 12 monthly instalments of €17.08 are charged. Opening fee: €0. APR (TIN): 21.58%; APR (TAE): 23.85%. Total amount owed: €204.96. Cash price: €200.00. Total price payable in instalments: €222.08. Subject to approval by APLAZAME (WiZink Bank, S.A.U.).
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